Located on the banks of the mighty Ohio River, Newburgh, Indiana offers drivers breathtaking views and plenty of fun for the family. Popular events such as the Roll-In on the River Cars and Coffee Cruise-in, local car shows, and the annual Independence Day celebration provide great opportunities to enjoy what Newburgh has to offer.
Whether you’re driving your dream car or simply the vehicle that gets you from Point A to Point B, it’s important to protect yourself and your vehicle. Lack of proper insurance could mean the difference between being financially devastated or paying a small deductible.
Kincaid Insurance provides car insurance in the greater Newburgh area. Here is an overview of our three most common types of policies.
#1: Personal Auto Coverage
Each state sets a minimum liability coverage level, but it is often useful to purchase a higher level of coverage. Liability coverage pays for damages due to bodily injury and property damage that you are responsible for after an accident occurs. It can also cover defense and court costs if you go to trial.
In addition to liability coverage, personal auto coverage can include: collision, comprehensive, uninsured motor vehicle coverage, underinsured motor vehicle coverage, medical payments coverage, emergency road services, and even the cost of renting a car if yours needs to be repaired. Personal auto coverage can keep you and your car well protected in Newburgh, Indiana.
#2: Commercial Vehicle Policies
If you drive a vehicle for commercial purposes (whether you’re delivering cakes for your catering business or providing a courier service) you need a commercial vehicle policy. Commercial vehicle policies provide a greater level of protection for you and your vehicle, as the risk and potential cost of an accident is higher. Commercial vehicle policies cover many of the same things that personal auto policies cover in addition to add-on coverage. Add-on coverages can include employees, equipment, and business assets in the event of a lawsuit.
#3: Classic Car Insurance
Classic cars come with higher repair costs. Replacing parts and finding workers with proper qualifications can be quite expensive. It’s important to consider the cost of replacing or repairing your classic car when purchasing an insurance policy.
Collision and comprehensive policies can give your classic car the maximum coverage available. These policies also include damages caused outside of collision, including hail, theft, and vandalism. You can also purchase accessories coverage to protect your investment in spoilers, your stereo, and more.
Find Affordable Car Insurance Coverage in Newburgh, Indiana
No matter your car insurance coverage needs in Newburgh, Kincaid Insurance can provide the policy that best fits you. Our independent agents have a thorough understanding of the ins and out of auto insurance. They can help you select and customize a plan that meets your individual needs.
Call Kincaid Insurance today at 1-877-888-5506.Request a Free Quote