Tree removal businesses face many risks.
Cutting down a tree, removing a stump, or trimming a large branch can all pose risks ranging from falls to electrocution. Add in the severe weather often associated with emergency tree removal services, and it’s no surprise to find that the industry is among the most dangerous occupations in the United States.
The good news is that our team at Kincaid Insurance is here to help you protect your business (and your employees). Here’s how we help.
Tree Removal Business Insurance
Tree removal businesses have been quite busy in the Tri-State recently. With storms and tornados being a somewhat regular occurrence in Southern Indiana, large trees often fall victim to Mother Nature’s wrath. That’s where you come in.
Having the right insurance coverage is very important when it comes to protecting your tree removal business, your employees, and the property you work on. Your insurance policy should cover a broad selection of situations and minimize your exposure to risk. General liability coverage can provide you with basic protection for accidents and hazards that may threaten your business. This type of coverage typically protects you from claims made by your customers, medical claims, and court-related fees.
When shopping for tree removal insurance policies, it’s important to discuss exposure to damage of your own property. A knowledgeable insurance agent can help you determine any additional coverages you may need. Considerations may include:
- Equipment damage, such as damage to a chainsaw
- Electronic damage, such as damage caused to your computers or business server
- Property damage incurred at your place of business
In addition to a rock-solid insurance policy, proper education and safety measures can also provide added protection to your business. For example, if your tree removal services ever involve removing tree(s) in the vicinity of a power line, it’s prudent to earn power line certifications.
Auto and Workers Compensation Coverage
Since travel is required for you and your employees to reach your work sites, you’ll want to include a business auto insurance policy. The high risk nature of the work means that workers compensation insurance is a necessity to protect yourself and your business in the event of an accident.
We Help Tree Trimmers
Kincaid Insurance is the best choice for Indiana tree removal businesses. Our independent agents understand the risks associated with your industry and can help you choose the coverage that is right for your individual business. Learn more about our options for tree trimmers. To request a free quote, click the button below or call our office today at 1-877-888-5506.Request a Free Quote