Tips for Comparing Independent Insurance Agents

Successfully finding an independentcompare independent insurance agents insurance agent can be a challenge. There are several factors to consider as you search for an agent who meets your coverage needs.

To find the right agent for you, it makes sense to treat choosing an insurance agent as you would any other major purchasing decision. In this post, we’ll explore four steps for comparing independent insurance agents.

1. Talk to Several Agents

Begin by speaking to several agents. Share your coverage needs and ask plenty of questions. Pay attention to how you interact and whether or not you feel as though your concerns are being addressed by each agent. You want to work with an agent who connects with you and makes you feel confident in their abilities. After all, this is one of the first people you should be able to count on when the unexpected occurs. Whether you’re dealing with storm damage or an automobile accident, you need to find an agent you can trust.

2. Make a Spreadsheet

Spreadsheets provide an at-a-glance way to record and evaluate your interactions with each agent. List out the agents you spoke to and rate them in the following categories:

  • Your first impression of each
  • Professionalism
  • Knowledge
  • Willingness to help you
  • Online reputation
  • Breadth and depth of insurance products available

Rating each agent in this manner helps you make an objective decision. After rating the agents, select your top-rated agencies.

3. Request Quotes

Based on the results of your spreadsheet, ask for quotes from one or more of your highly-ranked agencies. This is also a good time to ask about any discounts related to combined policies, such as a lower price for bundling home and auto insurance. Your agent(s) should provide you with a detailed quote that explains what type of coverage you can expect from the agency.

4. Make an Informed Decision

Talking to and evaluating each agent and asking for quotes from your top-rated agents makes it much easier to make an informed decision. Take a look at the information you’ve collected and determine which agency is right for your personal or commercial insurance needs.

No-Obligation Free Quote

The experienced independent insurance agents at Kincaid Insurance are always happy to talk to you and help you determine your coverage needs before providing you with a free quote. We’ve been providing commercial and personal insurance solutions in the greater Evansville area for the past two decades.

Our headquarters is located in Rockport, Indiana, but our agents work with businesses and individuals throughout Evansville, Louisville, Owensboro, Mt. Vernon, and beyond. You can stop by our office or call us toll free at 1-877-888-5506.

Request a Free Quote