Nearly half of Indiana residents rent apartments or homes rather than own them. According to the National Multifamily Housing Council, over 499,000 Hoosiers live in apartments, which is approximately 8% of the state population.
Many landlords require apartment insurance (also known as renters insurance) before leasing an apartment. Even if your landlord does not require a renters insurance policy, it is highly recommended. Although you don’t technically “own” your apartment, it is where you store your prized possessions, and it is necessary to protect those possessions.
How to Protect Yourself from Uncertainty
You can’t control your surroundings, and it’s important to be prepared in the event of a fire, flood, or other disaster. Apartment insurance will protect your possessions as well as protecting you if you cause damage that results in loss for the building owner. Your furniture, electronics, jewelry, musical instruments, and other items are not protected by your landlord’s insurance policy for the building; you must have your own Indiana apartment insurance to cover these types of items.
When a guest enters your apartment or home, you are liable for the individual’s safety. Renters insurance provides you with liability coverage in the event of an accident that occurs in your home.
Renters insurance protects you in the event of a burglary, vandalism, fire/smoke damage, storm damage, water damage, and more. In the event of a disaster that forces you from your home, your Indiana apartment insurance policy can cover additional living expenses.
Kincaid Insurance offers affordable apartment insurance policies that are designed to meet your unique needs. Call today for a free quote.
Markets We Serve
We currently help families and individuals find affordable renters insurance in these markets: Indiana, Kentucky, Illinois. We have customers spanning this area, including families in Evansville, Newburgh, Boonville, Rockport, Jasper, Vincennes, Haubstadt, Terre Haute, Corydon, Princeton, Washington, Tell City, Ferdinand, Henderson, Owensboro, Louisville, Madisonville, Carbondale, Mt. Vernon, Olney, Fairfield, and many others.
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