There are a number of questions you should ask when searching for an insurance agent. But there are also questions you should expect to hear when talking to a potential agent.
In this post, we’ll outline the top three questions your agent should be asking.
1. What Are Your Goals?
You should have a clear idea of your goals in mind before you begin talking to insurance agents about your policy needs. Are you looking for a low deductible? Simply searching for a policy that limits your general risk? How will your budget be impacted by various options? What do you dislike about your current insurance provider? What problems are you hoping to solve with a new insurance agent?
Take the time to write down your goals and share them with the agent. Documenting your goals helps you steer the conversation toward the areas that matter most to you. While it’s always smart to be budget savvy, remember to seek out coverage that meets all of your insurance needs as well as your financial needs.
2. What Do You Have That Needs to be Protected?
When talking to an agent, you should make sure that he or she has a thorough understanding of what you have that needs protection. What will happen to your family if you become injured or pass away unexpectedly? What are your assets, both business and personal? How should your business be protected? Do you need special coverage options? Can your home and auto policies be combined for extra savings?
It’s important to provide your potential agent with clear and accurate information about your insurance needs in order to make sure that you get all of the protection you need. It also helps the agent shop for more specific policy quotes that suit your lifestyle.
3. How Else Can We Help?
An independent insurance agent should take the time to get to know you. Asking about your goals, assets, and coverage needs is important, but an experienced agent should also ask if there is anything else you need help with. After all, you need to know that the agent you choose to work with has your best interests in mind. You want to work with someone who makes sure that all of your needs are met.
Find an Agent Who Asks Good Questions
The experienced independent insurance agents at Kincaid Insurance are here to ask all the right questions and help you find a policy that fits your needs. Kincaid Insurance has been providing both commercial and personal insurance solutions in the Evansville area for the past twenty years.
Our agents are here to discuss your policy needs and provide you with a no-obligation free quote. We do the shopping around for you to make sure your needs are being met. You’ll find our headquarters in Rockport, Indiana, but we work with individuals and businesses throughout the Tri-State area of Indiana, Illinois, and Kentucky. You can call our office toll free at 1-877-888-5506.Request a Free Quote