Protect Your Investments This Tornado Season

Spring showers bring May flowers, but they also bring strong storms and tornadoes.

Indiana is hit by more than 20 tornado insurance evansvilletornadoes each year. Many are minor, but a tornado can devastate a town in mere seconds. The 2012 Henryville tornado is an example of  a storm that took lives (13 people died) and left hundreds homeless.

Natural disasters are inevitable, so the best thing to do is to stay prepared. Here are our tips for protecting your family and your assets in future storms.

Prepare and Communicate

If a storm strikes, you and your family may be trapped in your home. FEMA recommends having an emergency supply kit easily accessible in your home. This type of kit can fit almost any budget, and could be invaluable during a time of crisis. For a sample packing list, click here.

A family communications plan can help everyone stay as calm as possible in an emergency situation such as a tornado. Be sure to discuss your plan so that everyone knows what to expect. If your family is separated or injured by a storm, what is your plan? Having a plan can help everyone know in advance of an unlikely, yet devastating storm.

Protect Your Assets

Spring is a great reminder to grab a video camera or digital camera to record your possessions. Start in one room and work your way through the entire home, making sure to open closets and drawers and film any possessions that are stored under the bed or in a locked safe. Store the footage or photos in a safe or safety deposit box as well as in a secure online cloud, so that you’ll be able to access it even if your home is lost to a tornado or fire. This inventory is also very useful in the event of a burglary or vandalism. It’s a good idea to do the same thing in your garage and outdoors if you own land.

Does your property insurance cover your home and possessions such as RVs, boats, and more in the event of a tornado? If you’re not sure, it’s a good idea to consult with an independent agent from Kincaid Insurance to be sure that everything you’ve worked hard to earn is protected this tornado season. Call 1-877-888-5506.

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