Unexpected pet care costs can quickly derail your budget. Your four-legged family members are important to you, so you want to ensure that you can provide quality care. That’s where pet insurance comes in.
In this post, we’ll talk about what you can expect pet insurance to cover – and what is not typically covered.
What Does Pet Insurance Cover?
Much like humans, pet medical tests and treatments can become quite costly. From minor illnesses to heart disease, you never know what to expect. Here is a quick overview of what pet insurance typically covers:
- Exam fees
- Minor/major illnesses
- Hereditary/congenital conditions
- Behavioral issues
- And many other situations
Pet insurance helps ensure that you can give your dogs and cats quality care, whether it’s a routine checkup or an emergency service.
Accident coverage can often include a variety of expenses, such as alternative therapy, medical supplies, end-of-life costs, prescription food to treat a covered condition, tooth extractions, surgery, and x-rays. It can also cover veterinarian treatments, such as exams, consultations, and laboratory tests.
What Doesn’t Pet Insurance Cover?
Pet insurance does not usually provide coverage for pet boarding, pre-existing conditions, cosmetic procedures, breeding costs, or grooming. Talk to your independent insurance agent about a comprehensive pet health and accident insurance policy to learn what is and is not covered by pet insurance.
Which Pets Qualify for Pet Insurance?
Both dogs and cats can qualify for pet insurance. You’ll need to provide your zip code as well as information about your cat or dog, including breed, age, and gender.
Look for a pet insurance plan that lets you visit any veterinarian, specialist, or emergency pet clinic you choose. You’ll also want to find a plan that’s easy to use. Some plans allow you to submit claims online, by mail, or by fax and even receive your reimbursements through direct deposit or mail.
Find Pet Insurance in Indiana
Pet insurance is a smart way to manage costs associated with caring for your dog or cat. It can also make it easier to budget for life’s little pet-related emergencies.
The experienced independent agents at Kincaid Insurance are happy to provide pet insurance options. If you have any questions about coverage or costs, contact us today to learn more.
Here at Kincaid, we’ve been providing both personal and commercial insurance solutions in the tri-State of Indiana, Illinois, and Kentucky for over twenty years. You’ll find our office headquarters in Rockport, Indiana, just minutes from Evansville.
Stop by our office or give us a call toll free at 1-877-888-5506 to learn more about pet insurance.Request a Free Quote