Liability Insurance for Horse Owners

Horse Operations in Indiana, Illinois, Kentucky, & Surrounding Areas

liability insurance for horse ownersStandard homeowners or farm owners insurance doesn’t provide adequate protection for horse owners. Whether you own, breed, board, show, or train horses, protect them with a policy that is designed for you.

As a horse owner, you have unique needs. Our agents will work with you to be sure that you have appropriate coverage at the most reasonable price to protect your horses.

Who Needs Horse Insurance? 

If you train, show, breed, or board horses, it’s important to be aware of what is covered by your homeowners or farm owner policy. These policies are unlikely to adequately cover you and your horses in the event that something catastrophic occurs on your property.

Custom agribusiness insurance is designed to suit your needs. Does your current policy cover the areas below?

  • Stable Liability – this protects a stable owner’s operations from unforeseen liability
  • Care, Custody, and Control – provides coverage for livestock that is under your care, custody, and control
  • Equine Pro Services Endorsement – insurance to cover the damage or loss of tack and equipment
  • Spoilage and Replacement Coverage – protection against spoilage of animal health products or the replacement of signs, fences, corrals, and pens
  • Equine Property Endorsement – provides liability coverage for trainers as well as property damage coverage for horses that you do not own

Special liability coverage options include commercial equine liability, personal liability, disruption of operations, business income, and many more.

Is Horse Insurance Right for Me?

Kincaid offers several payment options and plans designed to help you get the coverage you need. Give one of our independent agents a call today to talk about which plans would best suit the needs of you and your horses.

Markets We Serve

We currently help people find affordable horse owner insurance in the following communities: Indiana, Kentucky, Illinois. We have customers spanning this area, including businesses located in Evansville, Newburgh, Boonville, Rockport, Jasper, Vincennes, Haubstadt, Terre Haute, Corydon, Princeton, Washington, Tell City, Ferdinand, Henderson, Owensboro, Louisville, Madisonville, Carbondale, Mt. Vernon, Olney, Fairfield, and many others.


Call for a free quote
812-649-5739 (Local)
877-888-5506 (Toll Free)


Fill out the form on this page for a free, no-obligation quote to find out how much you can be saving!

Get a Free Horse Insurance Quote Today