Daycare Insurance

Running a daycare is becoming increasingly complex. The core mission is to provide a safe and secure environment for children. However, at the end of the day, your daycare also has to turn a profit and stay competitive in the long run. What steps has your daycare taken to ensure long-term viability?An important step any childcare center can take is to ensure it has the proper insurance coverage. When evaluating insurance options, management should consider variables such as daycare liability, vehicle coverage, building policies, and exposure to accidental injury. Kincaid Insurance specializes in helping child care centers find policies that minimize risk and maximize value. We work with our clients to ensure their business is properly covered at a price that stays within a desired budget.

Where Do I Start When Looking At Daycare Insurance?

We always suggest that day cares start the process by taking a ‘big picture’ view of their business. What are strengths, weaknesses, opportunities, and threats of your business model? What would be a ‘worst case’ scenario that needs to be avoided at all cost? The Kincaid team will listen to you and help you develop a game plan to minimize such risks.

Many child care centers, preschools, and daycares ask us about workers compensation insurance and daycare liability policies. These are certainly important policies to consider. In addition, we usually recommend looking at commercial auto, accidental injury coverage, and other related policies.

Competitive Daycare Insurance Rates

If you live in the greater Evansville, Indiana area, feel free to stop in at our office headquarters in Rockport. We would love to meet with you in person. If you prefer, call us by dialing 877-888-5506. You can also request a call by filling out our online form and a team member will call you at your convenience within one business day. We look forward to providing you a competitive quote for your daycare.