Mother Nature has a way of complicating things – especially when you least expect it. That’s why it’s important to have an insurance agent you can count on in an emergency.
In this post, we’ll discuss three common weather-related situations that can lead to homeowner’s insurance claims in southern Indiana.
Spring and summer storms bring strong winds to southern Indiana, but severe weather can approach at any point in the year. While everyone knows that tornadoes can cause major damage, sometimes it’s easy to forget how destructive a strong wind can be. Heavy winds can cause roof damage, leading to a need for expensive repairs. These winds can also knock down trees, potentially damaging not only roofs but also vehicles, fences, and other structures on your property.
Speaking of roof damage, no one likes hail. This natural disaster can cause serious damage to roofs, cars, and other property. In fact, hail damage alone can actually total a vehicle. The chunks of ice have also been known to injure people.
If you live on a farm, hail can be very destructive to your livestock, farm equipment, and crops. A hail storm can wreak havoc in a very short amount of time, leading to significant property damage.
Summer months are typically pretty dry here in southern Indiana, but it only takes a few inches of water to cause backlogs in creeks and streams. This can lead to flooding issues for homes that are located in flood plains. Not only that, a few days of heavy rain can flood streets in some areas, making roads impassable.
Flash floods are particularly dangerous. After all, a high volume of water is not only moving extremely quick, but it also carries debris that can cause even more damage. A few inches of water in your home can cause tens of thousands of dollars worth of property damage. If you think your home could be at risk of flash flood damage, talk to your insurance agent about the risk you may face.
Southern Indiana Homeowner’s Insurance
Having the right homeowner’s insurance policy can make all the difference if your property is damaged by the southern Indiana weather. Talk to the independent insurance agents at Kincaid about finding the coverage you need to protect your home.
Kincaid Insurance has been providing personal and commercial insurance in southern Indiana and the surrounding area for the past twenty years. You can contact Kincaid by calling 1-877-888-5506.Request a Free Quote