There are over 15,000 golf courses in the United States.
That breaks down to an average of more than 300 golf courses per state, with more than 1,000 spread across Indiana, Kentucky, and Illinois. It’s clear that golf is a popular pastime in the Midwest!
Golf courses, driving ranges, and pro shops are typically places associated with relaxation, maybe even a vacation. However, the golf industry is not immune to risks and potential complications.
Stay Out of the Rough
Golf course owners face many risks associated with owning property. They also face risks related to providing services to members or the general public. These risks include:
- Damage caused by errant golf balls
- Golf cart accidents
- Slip and fall accidents
- Disorderly golfers
- Storm damage
- Flooded greens
It’s important to have proper insurance coverage for your golf course, driving range, and/or pro shop.
Drive for Success
As a golf course owner, your equipment and grounds are essential to your business. Consider specialized coverage for your golf carts, lawn mowers, and other maintenance equipment. If your equipment breaks down or is damaged, it will become invaluable.
You can cover greens, tees, and fairways with specialized coverage that is specific to your business needs. Storm damage, flooding, or other unforeseen events could make running your golf course difficult. It’s important to have coverage that protects your business in the event that you cannot run your golf course due to these types of issues. Contact an independent insurance agent to discuss coverage options that fit into your budget.
Liability Insurance for Golf Courses
Many golf courses serve alcohol; if your golf course is one of them, it’s important to have liquor liability coverage. General liability insurance is also a must. If a golfer falls on the course and breaks a leg, you are legally liable for that injury. General liability insurance covers the claim as well as any related medical expenses up to your policy’s limits. General liability also covers property damage caused by those extreme swings and out of control golf balls!
Coverage for Indiana Golf Courses
The independent insurance agents at Kincaid Insurance can help you discover the best coverage for your golf course, driving range, and/or pro shop. They will assist you in assessing your business’s risks and coverage needs. Then they’ll provide you with a no-obligation free quote.
Kincaid Insurance is headquartered in Rockport, Indiana. Our independent insurance agents work with golf course owners throughout the Tri-State area of Indiana, Illinois, and Kentucky, including: Evansville, Louisville, Mt. Vernon, Owensboro, and Vincennes.
You can reach Kincaid Insurance today by calling 1-877-888-5506.Request a Free Quote