You just want to do what you do best: design awesome infographics, brochures, web graphics, and other custom projects. You’re passionate about your work and your clients love the results, but there’s always something in the back of your mind.
As you add new clients and scale your operation, there’s an increased chance that you might make a costly mistake. You think you might need an insurance policy to protect what you’ve been working so hard to build, but you’re not sure what to look for or how to get started.
Let’s take a look at the risks facing your graphic design business and ways to protect it.
Intellectual Property Issues
Graphics are usually copyrighted content. If you are using royalty free images in your designs, it’s important to read the fine print. Make sure you are giving proper attribution to image creators when required. A free image can still be copyrighted, and copyright infringement could lead to serious fees or other consequences for your business.
Even if you own the images that you are working with, you still have to follow the rules. One slip up could be costly and could damage your credibility as an artist.
What would you do if a new client accused you of designing something that damaged his brand? Have you ever accidentally included a typo in a design? What action could you take if your graphic design equipment failed?
Graphic design tools can be quite costly, so it’s important to make sure that yours are protected. Business interruption coverage is also a good idea, since your creative work is your livelihood. The inability to do that work over a prolonged period could make it difficult to rebuild your business.
What would happen if you shared a file with clients and accidentally passed along a virus? What if that same virus corrupted all of your files and prevented you from being able to deliver your work to clients on time? Is your system relatively secure from hackers? Cyber liability coverage can help protect your business in these and other circumstances.
Insurance for Graphic Designers
The independent insurance agents at Kincaid Insurance can answer your questions and help you find coverage for your graphic design business. You may work alone, but when it comes to insurance it’s good to have a team you can trust. Kincaid Insurance has been providing commercial and personal insurance solutions for more than two decades.
You can stop by our headquarters on Main Street in Rockport, Indiana or call us toll-free at 1-877-888-5506.Request a Free Quote