Tornadoes and severe storms can be terrifying.
The tornado that ravaged the Newburgh and Evansville area in 2005 left damage and destruction in its path, killing 22 individuals and injuring approximately 230 others. Buildings were demolished or left behind with extensive structural damage. Rebuilding took a lot of work and capital investment.
Let’s take a closer look at how to protect your biggest investment if you live in the Newburgh area.
Home Insurance Provides Protection
The 2005 tornado is a perfect example of why proper coverage is so important. Having a solid home insurance policy can mean the difference between financially struggling and remaining on your feet after a natural disaster. If your current policy doesn’t provide adequate coverage, it may be time to re-evaluate.
But how do you know for sure if your existing policy is leaving your family vulnerable? To answer this question, it may be wise to speak with an independent insurance agent who can compare your existing plan to dozens of others. For example, our team at Kincaid Insurance is happy to provide you with a free review of your current plan.
What Should Your Home Insurance Cover?
Your home insurance should cover your home’s structure, your personal possessions, liability protection, and additional living expenses if circumstances such as damage from a fire make it impossible to live in your home while repairs are being made.
Your policy should be designed to protect the things that are most important in your life. Here are some potential coverage options to consider:
- Guaranteed Replacement Cost
- Blanket Coverage
- Inflation Guard Protection
- Pet Aid
- Loss Assessment
- Open Peril Coverage for Personal Property
- Sump Pump Overflow/Sewage Backup
- Mortgage Extra Expense
- Sports or Hobby Equipment
- Freezer/Refrigerator Power Loss
Kincaid is Here to Help
Kincaid Insurance has provided assistance and support to Newburgh homeowners after storm damage, tornado damage, and even the good times. When severe storms caused damage to homes in Blue Lake Estates, Victoria Estates, South Broadview, Old Hickory, and other neighborhoods, our customers in Newburgh found solace in working with our in-house claims department. We want our neighbors to be able to repair and rebuild with as little stress as possible, which is why our claims manager is available to your 24/7 – 365.
In addition to identifying the best policy for your family’s coverage needs, Kincaid Insurance will also help you find a premium that fits your budget. As an independent insurance agency serving the greater Newburgh area, our team of experienced agents is skilled at shopping a variety of policies and companies. We will never try to sell you a policy that is overpriced or doesn’t fit your needs. By saving you money and delivering a quality policy, we know that you will remain a satisfied customer for years to come.
Find Newburgh Home Insurance with Kincaid
Whether it’s time to upgrade your current policy or protect your first new home, Kincaid’s dedicated team of independent agents can help you select a policy that is right for you. Contact us today at 1-877-888-5506.Request a Free Quote