Pizza delivery drivers face risks every time they make a delivery.
Since most pizza restaurants don’t provide company vehicles for delivery purposes, many drivers use their own vehicles to deliver hot pies around town, which means insurance for pizza delivery drivers is an important consideration.
Who is Covered?
Pizza delivery drivers may be in for an unpleasant surprise if they get into an accident on the job. Many personal auto insurance policies exclude business use, which can lead to costly consequences for drivers. According to a U.S. Bureau of Labor Statistics survey, pizza delivery and other driver-sales positions ranked 5th in the list of the 10 most dangerous occupations in the country. Did you ever realize how dangerous your job might be?
How to Get Your Employer Covered
If you’re going to be making deliveries in your personal vehicle, it’s important to protect yourself. Ask your employer whether or not the company’s commercial auto insurance policy will cover you. If so, what is the extent of the coverage? Does the company provide non-owned/hired auto coverage? This type of insurance for pizza delivery drivers provides liability coverage for drivers who use their own vehicles to make deliveries.
If your company does not offer insurance for pizza delivery drivers, you’ll want to have the owner discuss options with a qualified insurance agent. An experienced independent agent can assemble a policy that fits your needs and risks without breaking the bank.
We help individuals find affordable insurance for pizza delivery drivers in the following communities: Indiana, Kentucky, Illinois. We have customers throughout this area, including individuals located in Evansville, Boonville, Jasper, Newburgh, Rockport, Haubstadt, Corydon, Vincennes, Terre Haute, Washington, Tell City, Princeton, Louisville, Henderson, Ferdinand, Carbondale, Madisonville, Olney, Mt. Vernon, Fairfield, and many others.
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