As a business owner, you go to great lengths to ensure that your employees are taken care of. A comfortable work environment, competitive benefit packages, and generous vacation days are all steps that you have taken to make your employees feel welcome. However, what is your company doing to protect itself from worker injury claims?
Workers compensation insurance can protect your organization from getting sued in the event that an employee is injured on the job. Such coverage provides wage replacement and medical benefits for your workers, but it also limits your company’s risk of being sued for negligence
For years, Kincaid Insurance has been helping businesses like yours shop for workers comp insurance. Our level of expertise in this area is unmatched in the Midwest. We help businesses both large and small find affordable, reliable coverage.
Does My Company Need Workers’ Comp Insurance?
Whether your state requires it or not, it is a wise decision to carry workers compensation insurance. Even if you are self-employed, it may be a good idea to get such coverage. Businesses from 1 to 1,000 employees should take a hard look at this type of policy. First, find out if your business type is required to carry such insurance, based on state and federal requirements. If so, the Kincaid team can help you look at all of your options and coverage levels.
In most situations, workers’ compensation will limit an employers’ risk of a lawsuit from an employee that was hurt at work. It will also prevent employees from filing devastating lawsuits against your company. For a full explanation of your state’s workers’ compensation requirements, you may find this additional resource helpful.
Workers Compensation Insurance Quote
Get a quote today by calling our team at Kincaid Insurance. We will help you understand all of your options and find a policy that fits your needs. Talk to a live customer specialist by calling us at 877-888-5506. In addition, you can request a call and we will call you back at a time that is convenient for your schedule.